Duh... I didn't say that right. Let me try again:
When you charge for an insert, fabricated from various components (foam, feather/down, wrap, lightweight canvas or twill, zipper, thread, etc.), I am assuming that your quote INCLUDES the cost of all components AND labor - you're charging for an "insert" and providing a quote for an "insert" NOT "fabric, materials, and labor reqired for insert". Am I correct in assuming this? (phew!)
I really must stop posting before caffeine ingestion.
Dede (who really, REALLY wants to come...) *sniff*